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Learn About Charlotte Home Financing >> Today's Rates 11/20/2008 StateRate APR/APY* Nat'lRate APR/APY*
30 yr fixed mtg 5.99% 6.16% 6.00% 6.15%
20 yr fixed mtg 5.91% 6.17% 5.97% 6.20%
15 yr fixed mtg 5.75% 6.02% 5.64% 5.91%
10 yr fixed mtg 5.69% 6.17% 5.58% 6.04%
1 yr ARM 5.54% 4.27% 5.57% 4.90%
3/1 ARM 5.67% 5.32% 5.72% 5.39%
3/1 ARM (interest only) 5.64% 5.34% 5.65% 5.30%
5/1 ARM 5.76% 5.42% 5.85% 5.57%
5/1 ARM (interest only) 5.77% 5.62% 5.85% 5.77%
7/1 ARM 6.06% 5.76% 6.13% 5.82%
7/1 ARM (interest only) 6.20% 6.05% 6.25% 6.14%
10/1 ARM 6.56% 6.23% 6.51% 6.29%
StateRate APR/APY* Nat'lRate APR/APY*
30 yr fixed jumbo mtg 7.15% 7.25% 7.54% 7.64%
15 yr fixed jumbo mtg 6.35% 6.50% 6.64% 6.79%
1 yr jumbo ARM 5.82% 4.87% 5.95% 5.41%
3/1 jumbo ARM 5.93% 5.41% 6.02% 5.40%
3/1 jumbo ARM (interest only) 5.89% 5.36% 6.18% 5.52%
5/1 jumbo ARM 5.91% 5.51% 6.13% 5.60%
5/1 jumbo ARM (interest only) 5.95% 5.57% 6.16% 5.76%
7/1 jumbo ARM 6.19% 5.79% 6.43% 5.90%
7/1 jumbo ARM (interest only) 6.20% 5.88% 6.41% 6.00%
10/1 jumbo ARM 7.52% 6.80% 7.47% 6.77%
StateRate APR/APY* Nat'lRate APR/APY*
30 yr FHA mtg 6.27% 6.43% 6.45% 6.59%
* Mortgage rate may include points. These rates are national rates from bankrate.com and may or may not apply to the Charlotte North Carolina area. This page was updated 11/20/2008
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